Go to the bank or credit union where the money order was purchased.
Bring your receipt (which will contain the money order number, amount, date, and payee information).
If the money order was made out to someone else, the bank or credit union representative will first check to ensure that it was not already cashed.
Can you cash a money order that has already been filled out?
If the Money Order Has Been Cashed
Filling out a money order completely, with the recipient’s full name and address, makes it difficult—but not impossible—for a criminal to cash it. When you contact the issuer of the money order to request a cancellation, they’ll check to see if it has already been cashed.
How do you correct a mistake on a money order?
If you still have the money order, simply cross out the bad name and correctly label this time. If you know the person to whom you incorrectly sent the money order, contact them and ask for its return. Offer to pay for it and don’t complain if or when they take you up on that offer.
How can I get my money back from a money order?
Complete and sign and date the money order tracing-refund request on the back of the money order receipt or complete the Money Order Customer Request form.
On your computer or mobile device, go to Money Order Research Request form.
Print the form, and then complete and sign it.
Take the form to be notarized.
How do I cancel a money order and get money back?
With most money order issuers, including USPS, Western Union, and MoneyGram, you can cancel the payment. To do so, either fill out a form or take the money order back to the place you originally bought it. Bring identification and any information you have about the money order to start the process.
What happens if you mess up on a money order?
No, you cannot make changes to a completed money order. Any form of alteration or correction will result in ineligibility for cashing. Alternatively, you may opt for a refund through our office, which you may obtain by following the How do I request a Money Order refund instructions.
Can I deposit a money order into my bank account?
Money order is a payment instrument similar to a check. So, the short answer is yes, the payee can deposit money orders directly into a bank account. If the payee does not have a bank account, the payee can also use it as a deposit to open a new savings account.
Can you cash a money order with someone else’s name on it?
To cash a money order, you’ll need to first endorse it by signing your name on the back. If you don’t have any ID, you can endorse the money order to someone else, like a sibling or friend, who does have an ID. Then they can cash it for you.
Can money orders bounce?
Unlike with personal checks, there is almost no risk that a money order will bounce back because of lack of funds. On the other hand, money orders can still be falsified, so that’s an important risk to watch on the receiver’s end. For some specific uses, money orders can be a smart choice.
Can I white out a money order?
Question: If I fill out a money order wrong and don’t have the receipt, can I take it back to the post office and get it changed? Probably not. However, you can simply cross out the incorrect information in front of the party to whom you are giving it for payment and that should be sufficient for them to cash it.
Can you cash a money order if you wrote on it?
Take it to the Bank
If you have a bank account, you can deposit the money order into your account, provided you haven’t written on it. If the money order is blank, put your name in the recipient’s area and endorse the back of the money order.
How long does it take to cancel a money order?
If all goes well, the issuer will cancel the old money order and send a new one. The entire process varies by issuer, but it can take about 20 to 30 days if you provide a receipt. If not, it can take up to eight weeks.
Can you get a refund on a money order from the post office?
USPS does not offer direct refunds for their money orders. Instead, you’ll need to make the replacement money order out to yourself and then cash it or deposit it into your bank account. From the USPS site… Money Orders are not eligible for a refund.
How do I check the status of a money order?
Use the Phone Inquiry System
Call USPS at (866) 974-2733 to check the payment status. The automated system will ask whether you are a customer or an employee. State “Customer.” It will then ask what it can assist you with. State “Money Order Inquiry” and enter the money order’s serial number using your phone’s keypad.
Can I deposit a money order at an ATM?
Yes, many banks allow you to deposit money orders at the ATM. As long as you have an ATM card you’ll be able to deposit your money order. Treat the money order as you would a check; just sign the dotted line and follow the ATM’s deposit instructions.
Can you make a money order to yourself?
Short Answer: You can make a money order out to yourself but you can’t alter a money order after it’s been made out to someone else. To write a money order to yourself, you’ll write your name as both the purchaser and the recipient.